Pet Insurance: 
The Ultimate Guide 2024

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Quote sayer's image

Over 40% of Americans are overpaying for their auto insurance, costing $37 billion annually

Source: Forbes Advisor Article – Will My Car Insurance Premiums Go Up In 2024?

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Watching finances limit treatment options is such a challenging aspect of veterinary care. Pet insurance leads to greater diagnostic flexibility, more treatment choice, and ultimately, improved patient outcomes

Dr. Georgia Jeremiah

Furmacy Co-Founder and Veterinarian

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When we remove the burden of cost, our potential to do what is best for each and every pet is unlocked – I believe pet insurance is an excellent way to accomplish this

Dr. Kevin McEvilly DVM

Chief of Staff & COO, Palms & Paws Veterinary Center in Santa Monica, CA

Average cost of Pet Insurance

BEST FOR CUSTOMER REVIEWS

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4.5

4.5

WeCompare Score

Average Rate:

$95/mo

$1150/yr

BEST FOR SENIOR PETS

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4.0

4.0

WeCompare Score

Average Rate:

$94/mo

$1128/yr

BEST FOR CURABLE PRE-EXISTING CONDITIONS

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4.5

4.5

WeCompare Score

Average Rate:

$119/mo

$1428/yr

BEST FOR LOW PRICING

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4.5

4.5

WeCompare Score

Average Rate:

$65/mo

$780/yr

BEST FOR BREED-SPECIFIC CONDITIONS

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4.0

4.0

WeCompare Score

Average Rate:

$120/mo

$1440/yr

BEST FOR ALTERNATIVE THERAPIES

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4.0

4.0

WeCompare Score

Average Rate:

$70/mo

$840/yr

BEST FOR NO ENROLLMENT FEES

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5.0

5.0

WeCompare Score

Average Rate:

$57/mo

$684/yr

BEST FOR DENTAL COVERAGE

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4.5

4.5

WeCompare Score

Average Rate:

$114/mo

$1368/yr

BEST FOR NO UPPER AGE LIMITS

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3.5

3.5

WeCompare Score

Average Rate:

$82/mo

$984/yr

BEST FOR APP USERS

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4.5

4.5

WeCompare Score

Average Rate:

$50/mo

$600/yr

The rates above are based on a one-year-old Medium Mixed Breed dog, in Zip Code 90292. Just answer a few questions and get a personalized set of rates that are ready to buy if you are.

Why do I need Pet Insurance?

Drive a car, truck, motorcycle? Then you need to be insured – pet insurance is non-negotiable. Besides the fact it’s a legal requirement in all but two US states (we’re looking at you, New Hampshire and Virginia), if you drive a car, you need to have o insurance. Why? Well, it gives you some financial protection if your car is damaged or stolen — and it does the same if you damage another car.